Warranty/GAP/Tire Care

Vehicle Service Contracts 


Automotive Preferred Care: our top-of-the line exclusionary coverage
Mechanical Advantage Care: the most comprehensive coverage available in a stated-component coverage
Vehicle Value Care: our enhanced coverage for 10 major component areas
Powertrain Advantage Care: our most economical coverage for the most important components
Factory Wrap+Plus Care: our specialized coverage that "wraps" around longer factory warranties and provides valuable benefits
Certified+Plus Care: the extra protection you need to go beyond your used vehicle's certified warranty
Please refer to the actual contract for current details regarding specific coverage, benefits, exclusions and state restrictions.

Guaranteed Asset Protection (GAP)

Each year thousands of vehicles are declared a total loss due to theft or accidents. While this can't be predicted, Guaranteed Asset Protection (GAP) can help protect vehicle owners. Many owners assume that if their vehicle is declared a total loss, their primary auto insurance coverage will pay off the outstanding loan. However, that is not always the case.

In fact, if a vehicle is totaled or stolen, the amount paid by the insurance company may be substantially less than the amount owed on the loan. In these instances, the vehicle owner is responsible for the balance deficiency or "gap," which could result in significant out-of-pocket expenses. GAP is designed to help cover the difference between an insurer's settlement and the outstanding balance, minus exclusions.*

  • For new and used vehicles sold at new-car franchised dealerships
  • Maximum finance term of 84 months
  • Award-winning service
  • Backed by one of the nation's oldest and largest insurers
  • Benefits

GAP Advantage

Provides a limit of liability up to $50,000 waiver amount
Waives insurance deductibles up to $1,000, depending on the program chosen

GAP Preferred

$1,000 discount allowance for a replacement vehicle purchased at the original selling dealership (state restrictions apply)(state restrictions may apply)
*The amount waived will not include certain items such as past-due payment amounts, wear and tear that reduces the actual cash value of the vehicle, late fees, and missed payments even with your lender's approval. Additional exclusions do apply. Please see actual GAP waiver for complete terms, conditions, limitations and exclusions.

Preferred Tire Care

Available for new and used vehicles 

Customer Benefits
  • Pays to repair or replace factory wheels and/or tires damaged by road hazards such as potholes, rocks, tree limbs and other debris
  • Coverage includes mounting, balancing, valve stems and taxes for replacement tires
  • Pays for reimbursement for on-the-spot tire repair of a flat tire or installing a spare
  • Pays for reimbursement for towing if the tire cannot be repaired and the spare is not usable or available
  • Choice of coverage (tires and wheels with option to include cosmetic and curb damage)
  • Choice of terms (1 to 5 years)
  • No deductible for tire and wheel repairs or replacements
  • Transferability to next owner enhances resale value
Please refer to the actual contract for current details regarding specific coverage, benefits, exclusions and state restrictions.